Set what matters
Add retirement and life goals in today’s money.
cleverturtletools.com
Zero commissions. Zero product pitches.
Know the numberthat gets youthere.
Turn your income, goals, and existing assets into one clear monthly plan. Retirement, education, home and wealth goals in a single view — then stress-test the future before you live it.
6
goal types
2 min
to first plan
₹0
to get started
Private, encrypted, and built for planning — not product sales.
Live wealth simulator
Move a slider. Watch your future.
Projected corpus at 58
₹10.63 Cr
85% of it is growth, not your own deposits
Monthly income it can fund
₹3.5 L
26 years of compounding
Your age today32
Target retirement age58
Monthly investment₹45,000
Expected return11% p.a.
Illustration only, assuming ₹15 L already invested and a 4% withdrawal rate. Your real plan uses your own numbers, goals, and inflation assumptions.
From questions to clarity
A serious plan in three simple moves.
See what changes
Adjust returns, inflation, and retirement age instantly.
Act with confidence
Get one prioritised monthly plan and annual checklist.
Everything in one workspace
Tools that answer the questions you actually ask.
Every rupee and dollar, in one picture
Track mutual funds, EPF and PPF, stocks, real estate, gold, and cash together — and see exactly how your allocation is shaped.
52%
Equity
24%
Debt
16%
Real estate
8%
Gold & cash
Multi-goal planner
Retirement, children’s education, dream home, emergency fund, wealth and custom goals — each with future cost, SIP, and lump sum.
What-if stress tests
Shift market returns ±2%, inflation ±1%, or retire early — and watch the projection respond instantly.
Executive PDF plan
A polished, shareable plan document with your goals, gaps, and the actions for the year ahead.
AI portfolio diagnostic
A plain-English read on concentration, gaps, and priorities — never a product recommendation.
Simple pricing
Plan free. Upgrade when it earns its place.
Free
₹0
Forever
Core calculators
Goals and assets
Basic projections
One plan
₹499
One-time report export
Executive PDF
Goal roadmap
Annual action list
Pro annual
₹1,499
Per year
Unlimited reports
AI diagnostic
All planning tools
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Every plan you share carries a discount for them and a recurring commission for you — tracked for 30 days, paid out by UPI or PayPal.
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20% recurring
On net order value, for as long as they stay
Live dashboard
Clicks, sign-ups, conversions, earnings
30-day attribution
Fair tracking from the first click
Your plan is two minutes away.
No card. No sales calls. Just the clearest picture of your money you’ve ever had.
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